Not only do we help our clients reflect their environmental, social and governance (ESG) perspectives in index strategies, but we also leverage our size as one of the world`s largest shareholders to raise standards across the market. We rank 3rd among the world`s 75 largest asset managers for stewardship, transparency and governance. [2] For more information, see our research paper on integrating ESG criteria into index strategies. Index management is at the heart of our business strategy. We are one of the largest index fund providers in the UK. We have been providing index funds for over 30 years and are committed to providing high-quality, cost-effective solutions to your clients. Each of these pillars supports one goal: to provide your clients with everything they deserve as asset owners, not just the performance of an index. More than three decades pioneering client needs with index strategies With £430 billion in assets under management (AUM) and the breadth of products of over 400 index portfolios to meet the needs of each client, we leverage our scale to gain insights, improve client outcomes and drive efficiencies. that we can pass on to your customers. At LGIM, we have developed our own index fund management philosophy, which we call “pragmatic replication”, an approach focused on delivering the best value to our investors. The overall goal is to replicate the benchmark as closely as possible and leverage our in-house expertise, resources and technology to perform comprehensive analysis aimed at improving investor returns when managing changes in the index. Having operated index funds for over three decades and having the largest index team in the UK and an average of 15 years` experience on the team, we have developed resources, methodologies and technologies to manage indices more effectively. This includes a function dedicated to index research and strategy.
We pass on all the benefits – cost savings and added value – to your customers. [1] HMRC believes that from April 2013, discounts on annual fees (e.g. loyalty bonuses) paid on funds in nominee accounts such as our fund and share account should be subject to income tax. Loyalty bonuses paid on ISA and SIPP funds are not affected and remain tax-exempt. See all our index funds – See all our index funds Our flagship index fund offers broad exposure to the UK stock market. Tax regulations are subject to change and benefits depend on individual circumstances. Keep in mind that loyalty rewards are tax-exempt for balances held in Vantage ISA or Vantage SIPP. With the majority of our income coming from managing index funds, our commitment to index investing is clear. As of 31 December 2020, we managed £430 billion of index assets. [1] ESG integration allows us to leverage our proprietary scoring tool to significantly improve the ESG profiles of our index funds. Our tilting approach allocates more capital to companies with higher ESG scores and fewer companies with lower ESG scores, which we believe offers a compelling mix of impact, transparency and market presence.
Keep in mind that past performance is not an indicator of future returns. If no data are presented, no figures are available. This information is provided to help you choose your own investments, keep in mind that they can both go down and up in value, so you can`t get back the original amount invested. From a broader corporate governance perspective, we address emerging issues, collaborate with other stakeholders, regulators and policy makers, and escalate concerns. The L&G US Index is expected to continue to outperform its peers in the Morningstar category over the long term, with passive investing approaches such as those offered with this strategy becoming the norm for investors looking to get involved. This data is provided by Broadridge. HL accepts no responsibility for its accuracy and you should independently verify the data before making any investment decision. All returns are variable and not guaranteed.
As of August 31, 2022. The index management team consists of 25 fund managers assisted by two analysts. Management supervision is the responsibility of the Global Head of Index Funds. The team has an average of 15 years of industry experience, including seven years at LGIM, and is focused on achieving the equally important goals of accurate tracking and maximizing returns. We believe that all loyalty bonuses are tax-free, and we question HMRC`s interpretation. However, as we rise to this challenge, we pay loyalty bonuses in the Vantage Fund & Share account minus an amount equal to base tax. If we succeed in our challenge, we will give that money back to the customers. If we fail, we will use the money to pay all amounts owed to HMRC. Privacy Policy – All information should be used for informational purposes only. You need to review the data independently before making any investment decisions.
HL cannot guarantee that the data is accurate or complete and assumes no responsibility for its use. Morningstar Awards as of October 7, 2022. Data from Broadridge as of August 31, 2022. Detailed and up-to-date information on our investment prices If loyalty bonuses are taxable, the value of our current savings for you may be reduced depending on the tax rate you pay. The following table gives an indication of how this may affect you. Invest in local currency bonds issued by a wide range of emerging market governments. The 24th and 31st. In December, prices from 3 p.m. to noon are calculated based on the early closure of the London Stock Exchange and published as soon as they are available. The Company`s commitment as a major global investor allows us to engage constructively with boards and corporate leaders on issues that impact long-term financial returns, take a truly long-term view, and leverage our scale to influence decisions. The fund tracks the performance of the FTSE USA Index and offers broad exposure to the world`s largest stock market.
Legal & General US Index is our favorite US tracker fund. The U.S. is the largest stock market in the world, so it makes sense for a diversified equity portfolio to have some exposure. This is an industry where few active fund managers consistently outperform the entire U.S. stock market. In some cases, ongoing savings are provided by our loyalty bonus. Loyalty rewards are tax-exempt in an ISA or SIPP. However, they can be taxed into a fund and stock account, which would reduce their value and increase ongoing net fees.
Exposure to global real estate companies and real estate investment trusts. [1] LGIM internal data as of December 31, 2020. Assets under management include assets under management by LGIM in the UK, LGIMA in the US and LGIM Asia in Hong Kong. Assets under management include the value of securities and derivative positions. In addition, loyalty bonuses received by foreign investors, businesses, and charities do not have to be paid with the tax deduction.