Add up to three additional cards for your family and friends and as long as you meet the annual spending requirements, they`ll also be FREE! Among this information, Scotiabank takes particular account of 5 criteria when deciding whether to approve your application: To get a Scotiabank credit card, you must be a Canadian citizen or permanent resident. With the exception of Visa Infinite, all other Scotiabank credit cards, including American Express, require a minimum annual income of $12,000. Call us for more information about our products and the benefits of transferring your existing business to Scotiabank. Get 10% cash back on all purchases for the first 3 months (up to $2,000 for total purchases).1 No annual fee for the first year, even for additional cards.1 Have you chosen the right credit card for your needs? Big! In order to be able to process your application quickly, please bring the following points with your complete application. Convert your larger credit card purchases into monthly installments into small installments Need advice on the right credit card for you? There are a number of important things to keep in mind when applying for a Scotiabank credit card, including: Use the checklist below to make sure you have everything you need to get a credit card, ScotiaPlan loan or ScotiaLine line of credit. Personal minimum income is the first criterion reviewed by Scotiabank. You must win: Get up to $1,400♢ in savings and bonuses in the first year, including a credit card with no credit history.† If you call Scotiabank with your application number, you may be able to provide additional details that will allow the bank to finally approve your application. We forget it, but it is often the criteria that block the application! If the address you provide to Scotiabank at the time of application does not match the address on your Transunion file, your application may simply be “conditionally denied”. In fact, Scotiabank will wait for a call from you to provide additional evidence or information.
It will then be easy to mention if, for example, the address was entered incorrectly. So check how your address is on your Transunion credit report. To apply for a Scotiabank credit card, you must not have declared personal bankruptcy within the last 7 years. Read the document checklist below and make an appointment to come, chat with us and apply for the one that best suits your needs. Identification: Two of the following valid pieces of identification: Scene Points Calculator+ Scotia Momentum Cash® Back Calculator Rewards Calculator. Earn up to $2,300* in the first 14 months, including up to 70,0004 Scene+ bonus points. Your application may be rejected at the end. However, this does not mean that it will always be so. Choose from our range of travel options, cash back to suit your lifestyle and enjoy rewards you`ll love.
Interest rate 19.99% Purchases 22.99% Cash advances You must be of legal age in your province or territory of residence. No annual fee for the first year and no if your purchases average at least $30,000 per JMD month. It may sound silly these days, but computer systems aren`t that sophisticated. “Apt” instead of “Apartment” or 101-5001 instead of 5001 XXX Street, Apartment 101 Click on your favorite store to make an appointment.