Policies for companies are a type of insurance contract against damage to the company: they protect the policyholder in case of unforeseen events of various kinds, such as fire, theft, civil liability to third parties, etc. There is no general insurance requirement for businesses: Unlike car owners who need to take out a policy to drive their car, business owners don`t necessarily need to have insurance. Although business insurance is not required by law, these are still recommended because they protect both the employer and the employee in the event of a problem. Among Groupama`s SME insurance coverages are, for example: fire liability, theft of plates Legal protection For more details and to discover the other events covered, you can refer to the Dinamica Plus Impresa information package. The only exception is the compulsory accident insurance of the INAIL: the policy in question must be taken out by law by employers who employ their employees in activities defined as risky. In this case, the one that protects the employees is the INAIL, which intervenes to support the employee, even if the employer has not paid the insurance premium. To modify the registry, you can contact your Groupama agent. Search for the nearest office address via our agent finder For these changes, you can contact your agency where you will need to fill out the appropriate form. You can also send the notice to your agency by registered mail with acknowledgment of receipt duly signed by the contractor. Savings plans are designed to accumulate a certain amount of money in order to obtain capital to buy an asset, or to form the classic “piggy bank” to guarantee income or assets that are passed on to those we want, for example, children. There are three main forms of savings insurance: the Individual Savings Plan (IRP), life insurance and the pension fund. All types provide for regular payments, which then make up the principal of your savings. Groupama offers you various individual savings solutions that can be developed according to your risk tolerance and investment preferences.
Multi-value dimension Sustainable Future, for example, invests in a more sustainable economy; Dimensione Multivalore Italia invests in the industries of our country and contributes to its development. Multivalue Size Flexi, on the other hand, is a flexible savings plan that adapts to your needs. Yes, anyone can join supplementary pension schemes, including minor children. In this case, you must arrange for them to join a pension plan as tax-dependent children, a condition that allows you to benefit from the deductibility of the amounts paid into your income tax fund. Alternatively, to apply for it, you can use the following methods: Accident insurance for employees is only mandatory if employees carry out activities in the company that are defined as risky. In all other cases, there is no insurance obligation for the employer, although policies of this type are always important to protect the work and its employees. Contact the call center “Infosinistr” from Monday to Friday from 9:30 am to 5:30 pm Yes, concluding a policy such as DinamicaPlus Impresa, which provides the RC guarantee of the building and the call of third parties of the fire. Yes, Groupama offers third-party damage insurance included in the household insurance. This is the Home without Borders home policy: with the extension to the facts of privacy, this insurance also includes coverage for damage caused to third parties.
If you join a supplementary pension fund, you can withdraw money before retirement in two ways. The first is anticipation: you can request it at any time in your professional life if you are faced with special situations, such as exceptional health expenses, the purchase or renovation of the house, or other needs. In these cases, you can request an advance on the individual position acquired, on the basis of the conditions of access, limits and payment methods established by law and provided for in your supplementary pension plan. However, if you intend to repay all or part of the fund accumulated up to a certain date, you can apply for it, regardless of the years you have left in retirement, always according to the conditions set out in your plan.